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Norton Finance loans compared

50-year established UK secured loan specialist. Strong panel coverage for debt consolidation, home improvements and second-charge borrowing.

About Norton Finance

Founded in 1974 and headquartered in Rotherham, Norton Finance is one of the UK's longest-established secured loan specialists. Their focus is on second-charge mortgages — secured loans that sit behind your existing first mortgage.

Norton works with a panel of specialist lenders, sourcing the best fit for each application across credit profiles. The business is FCA authorised and has built a reputation for handling cases the high street typically declines.

What Norton Finance specialises in

Second-charge secured loans

Loans typically £10,000–£500,000 over 3–30 years, sitting behind your existing first mortgage.

Debt consolidation

Combine credit cards, store cards and existing loans into one secured monthly payment.

Home improvement loans

Larger amounts than personal loans for extensions, kitchens, conversions.

Adverse credit cases

Panel lenders who consider CCJs, defaults, missed payments and historic IVAs.

When Norton Finance is a good match

  • You're a UK homeowner looking to borrow against your property
  • You want a second-charge loan rather than disturbing your existing mortgage
  • You're consolidating debt and want a single, lower monthly payment
  • You have some adverse credit and need a flexible specialist panel
  • You want a long, established UK lender backing your application

Frequently asked questions

Who is Norton Finance?
Norton Finance is a long-established UK specialist secured loan broker and lender, founded in 1974. They focus primarily on second-charge mortgages — secured loans behind your existing first mortgage — with strong coverage of debt consolidation and home improvement borrowing.
What does Norton Finance offer?
Norton specialises in secured loans (second-charge mortgages) for UK homeowners — typically £10,000 to £500,000, over terms of 3 to 30 years. They cover prime, near-prime and adverse credit borrowers across a range of lender partners.
Will Norton Finance accept bad credit applications?
Yes. Norton's panel of secured loan partners includes lenders who consider applicants with CCJs, defaults, missed payments and historic IVAs. Each application is assessed individually — security and affordability matter as much as credit history.
Is Norton Finance a lender or a broker?
Norton Finance operates primarily as a broker, matching applicants to a panel of secured loan lenders, but also has direct lending capability for some products. Their long-standing relationships with specialist lenders give them broad coverage.
What are typical Norton Finance rates?
Rates depend on credit profile, loan size, LTV and term. Prime applicants can access secured loan APRCs from around 5.3%. Near-prime and adverse credit cases price higher to reflect the additional risk. Always compare APRC, not just the headline rate.
Is Norton Finance FCA authorised?
Yes. Norton Finance is authorised and regulated by the Financial Conduct Authority for its credit-broking and lending activities.
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Important: This page is for information only and does not constitute financial advice or an endorsement. Norton Finance is one of several specialist lenders on our panel — we match each enquiry to the most suitable lender for the case. Secured borrowing puts your home at risk if you don't keep up repayments. CleverCompare is an introducer appointed representative of Charles Frank Finance Limited, which is authorised and regulated by the Financial Conduct Authority.