Whether you're buying at auction, breaking a chain, or funding a refurbishment — we match your deal to the right specialist lender, fast.
CleverCompare is an introducer appointed representative of Charles Frank Finance. 18+. Subject to status and valuation.
Bridging is a specialist tool — not right for every situation, but essential when speed or flexibility matters.
You've won at auction and have 28 days to complete. Bridging finance can be arranged in days — we work with lenders who understand auction timelines.
Don't lose your dream home because your buyer is slow. Bridge the gap between your purchase and your sale completing.
Buying a property that's uninhabitable or unmortgageable? Bridge the purchase and fund the works, then refinance onto a standard mortgage.
Your build is complete but the sales are taking time. A development exit bridge repays your expensive development finance and buys you breathing room.
Purchasing commercial or semi-commercial premises fast? Bridging lenders can move quicker than traditional commercial mortgages.
Release equity from an unencumbered property at speed — for business cashflow, tax bills, or time-sensitive investment opportunities.
Property value, loan required, term needed, and your exit strategy. Most enquiries take under 5 minutes.
Our specialists match your deal to the most suitable bridging lenders from our panel — not a one-size-fits-all approach.
Once we've found the right lender, we'll present indicative terms clearly. If you're happy, we manage the process through to drawdown.
Tell us about it — we aim to respond the same business day.
A bridging loan is a short-term, secured loan — typically lasting 1–24 months — used to 'bridge' a gap in funding. They're commonly used in property transactions where speed is essential or a long-term mortgage isn't yet available.
In straightforward cases, bridging lenders can issue a decision in principle within 24–48 hours and complete within 5–10 working days. Complex cases or those requiring valuations may take longer — we'll give you a realistic timeline at the start.
Your exit strategy is how you'll repay the bridging loan — typically by selling the property or refinancing onto a long-term mortgage. Lenders require a credible, evidenced exit strategy before agreeing to lend. We'll help you frame this clearly.
Bridging loans are typically priced monthly rather than annually. Rates vary widely depending on LTV, property type, loan size, and borrower profile. There are also arrangement fees and potentially valuation and legal fees to factor in. We always present the total cost of finance clearly before you commit.
Bridging lenders are generally more flexible than high-street mortgage lenders — they lend primarily against the asset and the exit strategy. Adverse credit is considered on a case-by-case basis. Tell us your situation and we'll be straight with you about what's available.
It depends on the use. Bridging loans secured on your main residence (or a property you intend to live in) are regulated by the FCA. Commercial or investment bridging is typically unregulated. We'll tell you which applies to your situation.
Important: Bridging finance is a specialist product. Information on this page is for guidance only and does not constitute financial advice. All lending is subject to status, valuation, and lender criteria. Your property may be repossessed if you do not keep up repayments. CleverCompare is an introducer appointed representative of Charles Frank Finance, which is authorised and regulated by the Financial Conduct Authority. Terms apply.