Tell us about your property — we will match you with a qualified equity release adviser.
CleverCompare is an introducer appointed representative of Charles Frank Finance. 55+. Subject to status.
Borrow against your home while retaining ownership. Interest rolls up and is repaid when you sell or pass away.
Sell a percentage of your property in return for a lump sum or regular income. Live in your home rent-free for life.
Equity release lets homeowners aged 55+ access the value tied up in their property without selling. The most common type is a lifetime mortgage, where interest rolls up and is repaid when you sell, move into care, or pass away.
With a lifetime mortgage — the most popular option — yes, you retain full ownership. With a home reversion plan, you sell a share of your property in exchange for a lump sum or regular payments.
Typically between 20% and 60% of your property value, depending on your age and the lender. The older you are, the more you can usually release.
Releasing equity can affect means-tested benefits such as Pension Credit. We recommend taking independent financial and benefits advice before proceeding.
All Equity Release Council-approved plans include a no-negative-equity guarantee — meaning you or your estate will never owe more than your home is worth.
Important: Equity release is a significant financial decision. This page is for guidance only and does not constitute financial advice. CleverCompare is an introducer appointed representative of Charles Frank Finance, which is authorised and regulated by the Financial Conduct Authority.